In today’s fast-paced urban world, seamless commuting is essential. With increasing pressure on public transport systems and the need for hassle-free travel, innovations in transportation payment systems have become crucial. One such innovation is the National Common Mobility Card (NCMC), an initiative of the Government of India. While a traditional NCMC requires full KYC, the instant NCMCs sought to revolutionize how commuters navigate public transport systems, creating a more efficient commuting experience.
What is an Instant NCMC Card?
The NCMC was launched with the vision of attaining “One Nation One Card”. It is a contactless smart card designed for seamless mobility across various public transport systems in India. Quick and cashless payments are made possible with the NCMC card when traveling by bus, metro, or water ferry. It is interoperable, meaning it can be used across cities and for services such as toll payments, parking, and retail purchases. Moreover, such cards require Zero-KYC.
Companies like AGS Transact Technologies are playing a key role in deploying these cards through their innovative solutions. AGS Transact’s Ongo Ride is a zero-KYC NCMC card, which allows commuters to manage transit payments and top-ups, effortlessly.
Convenient and Time Saving
Instant NCMC cards save valuable time. Instead of waiting in long queues for tickets/tokens or top-ups, commuters can simply tap their NCMC card at entry points, making the transaction instant. This reduces congestion at ticket booths and speeds up entry and exit times for passengers. With online top-up options through apps like the Ongo App, passengers no longer need to worry about running out of balance, enhancing convenience.
Instant NCMC cards offer zero KYC (Know Your Customer), enabling easy access without extensive documentation. This makes them ideal for daily commuters, tourists, and even occasional users. While these cards are reloadable, they have balance limits of Rs 3000. However, instan NCMC such as Ongo Ride provides a quick and convenient solution for casual commuters.
Boosting the Digital Payment Ecosystem
The introduction of instant NCMC cards marks a significant step forward in India’s digital payment ecosystem. Public transportation has been slower to adopt digital payments, but NCMC cards, powered by RuPay and backed by the National Payments Corporation of India (NPCI), are changing that. Commuters have an option to upgrade their instant NCMC like Ongo Ride to a regular NCMC by completing full KYC on the Ongo app. This will enable the user to make online and in-store transactions using NCMC cards.
By integrating solutions from companies like AGS Transact Technologies, NCMC cards are becoming a crucial part of India’s digital financial infrastructure, offering a unified payment solution for transport, tolls, and retail purchases.
Improving Urban Mobility
Efficient public transport is vital for urban environments. Instant NCMC cards like Ongo Ride, which is currently live in Chennai metro, can improve the commuting experience by simplifying payments, and thereby elevating the urban mobility infrastructure which in the long run may reduce reliance on private vehicles, and ease traffic congestion. This also lowers pollution levels in cities.
Conclusion
Instant NCMC cards are transforming urban mobility. With support from companies like AGS Transact Technologies and the Ongo, commuters can experience seamless transport payments. Offering time-saving benefits and promoting digital payments, NCMC cards are revolutionizing public transport across India, making commuting more efficient and convenient.